Privacy policy
Last updated: October 22, 2026
This policy explains how ruffbudget.com ("Ruff Budget", "we", "us"), operated by ENDURING OBSTACLES LLC, a Florida limited liability company, handles information about visitors.
Information we collect
- Email newsletter. If you sign up for our newsletter, we collect your email address (and your first name, if you give it) so we can send you emails. Our newsletter is run by Kit (ConvertKit), which processes that data for us under its own privacy policy. You can unsubscribe at any time using the link in every email.
- Messages you send us. If you email us, we receive your email address and whatever you write.
- Basic technical data. Our hosting provider (Cloudflare) may process technical information such as IP address, browser type and pages requested, to deliver and secure the site.
Affiliate links and cookies
Some links on this site are affiliate links, including links to Amazon. When you click one, the retailer or affiliate network (for example Amazon) may place cookies or similar technologies on your device to record that you came from Ruff Budget, so we can be credited for qualifying purchases. Those cookies are controlled by the third party and covered by their privacy policies, not ours. You can block or delete cookies in your browser settings.
How we use information
- To send the newsletter you asked for.
- To reply to your messages.
- To run, secure and improve the site.
We do not sell your personal information.
Third-party sites
We link to other websites, including retailers and social networks. We're not responsible for their privacy practices.
Children
This site is not directed to children under 13, and we do not knowingly collect personal information from them.
Your choices
You can unsubscribe from emails at any time, and you can ask us to access or delete the information we hold about you by emailing [email protected].
Changes
We may update this policy. The "last updated" date above will show when.
Contact
ENDURING OBSTACLES LLC, Florida. Email: [email protected]